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    Olyve

    A premium Merchant of Record (MoR) platform for serious SaaS founders building to sell.

    Focus/Fintech / Merchant of Record

    Status/Live in production

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    The Challenge

    SaaS founders who build products with the intention of eventually selling them (Exit Readiness) face a fragmented landscape. Managing global tax compliance (like EU VAT/OSS), handling multi-currency payments, and maintaining verifiability of revenue metrics and technical quality for potential investors or acquirers is slow and administratively heavy. Unverified, self-reported metrics complicate due diligence.

    The Solution

    I developed a comprehensive Financial Operating System (Financial OS):

    Merchant of Record (MoR)

    Olyve acts as the legal seller, completely abstracting away the hassle of global taxes and compliance. We calculate dynamic EU VAT based on the buyer's location and facilitate B2B and B2C transactions in 100+ countries.

    Verified Revenue & Tech Score

    Every transaction flows through Olyve, generating 100% verifiable MRR based on real bank data. Combined with a Continuous Tech Audit integration (Tensorrr), Olyve provides instant proof of technical quality and financial health, making any SaaS exit-ready from day one.

    Technical Implementation

    Self-Hosted Open Source Infrastructure

    I deployed the entire stack independently on Hetzner Cloud using Docker and Coolify, moving away from expensive managed services. This includes a self-hosted Supabase instance (Database, Storage, Auth), offering maximum privacy, control, and significantly lower operational costs.

    Advanced Fintech Flows

    The platform dynamically calculates European VAT based on buyer IP and country selection. It seamlessly integrates the Mollie API for global payments (iDEAL, Bancontact, Credit Cards, Apple/Google Pay), automatically deducting transaction costs and an 8% platform fee before calculating net founder earnings.

    Automated Invoicing & Secure Delivery

    Post-purchase, the system generates secure, signed, and time-bound download tokens (48h limit). It automatically crafts PDF invoices for customers and self-billing invoices for founders upon payout, ensuring end-to-end legal compliance.

    Traction & Status

    Live in Production: The core MoR platform is fully operational at olyve.eu, featuring complete authentication, product management, checkout flows, and a sophisticated admin dashboard.

    Continuous Expansion: Actively developing payout automation, quarterly OSS VAT reporting exports, and integrating the tech audit (Tensorrr) layer for a fully comprehensive "Exit Marketplace".

    Portfolio Value

    • Complex payment architectures, global tax routing (EU VAT/OSS), and robust Merchant of Record systems.
    • End-to-end deployment of open-source tools (Supabase, PostgreSQL, Next.js) on self-managed Hetzner servers via Coolify.
    • Type-safe financial application with Next.js App Router, Prisma ORM, and comprehensive Zod validation.

    Built with a modern stack

    Frontend

    • Next.js
    • React
    • TypeScript
    • Tailwind CSS
    • Zod (validation)

    Backend

    • Node.js / Next.js API Routes
    • PostgreSQL
    • Prisma
    • Supabase (Auth, Storage)

    Integrations

    • Mollie (payments)
    • Postmark (transactional email)
    • PDF-lib (PDF generation)

    Infrastructure / DevOps

    • Hetzner (hosting)
    • Coolify (deployment)
    • Docker

    Analytics

    • Umami